AMP SuperEdge Loan

Put your SMSF on solid ground with property
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With our AMP SuperEdge loans, you can borrow money through your self managed superannuation fund (SMSF) to buy a residential investment property. The SMSF trustee will become the legal owner of the property.

We will lend up to a maximum of 70% of the value of the residential investment property to the SMSF trustee. You'll also get access to a range of lending options to help you structure your new loan or refinance your existing loan.

An AMP SuperEdge Loan may suit if you’re:

  • an SMSF trustee who wants a loan of at least $100,000 to buy a residential investment property
  • looking to refinance your existing SMSF home loan.
     

Here’s what you get:

  • an interest rate that can be fixed, variable or split between both
  • borrow up to 70% of the value of the property
  • a choice of interest-only repayments for up to five years
  • 100% mortgage offset available for variable-rate loans.

Download our brochure

AMP SuperEdge Loan product brochure

For any help or questions, call us on:

13 30 30

Monday to Friday
8.00am – 8pm (AEST)
Saturday and Sunday
9am – 5pm (AEST)

Knowing your options

  • The minimum loan amount is $100,000 and the maximum loan amount is $750,000, depending on the location of the property you plan to buy.
  • The minimum loan term is 10 years and the maximum loan term is 30 years.
  • A five-year interest-only period is available, or you can choose to make principal and interest repayments for the life of the loan.

Loan repayment calculator

See what your minimum fortnightly or monthly loan repayments may be for any borrowed amount.

Calculate now

Split your loan to meet your needs

A split loan is a home loan made up of between two to ten different types of loans. Effectively it allows you to 'tailor' your total borrowings to best suit your needs.

For example, if you’re taking out a home loan for $150,000, you could choose to have $75,000 as a variable rate loan on which you repay principal plus interest, and $75,000 as a three-year fixed rate loan.

This gives you the flexibility of a variable rate option combined with the certainty of a fixed rate option.  

Split loan calculator

Find out what your repayment amount is likely to be if you split your home loan.

Calculate now

Effective 19 August 2016

Loan type Interest rate(i) Comparison rate(ii)
Variable rate loan                     
AMP SuperEdge loan 5.57% pa 5.83% pa

Effective 19 August 2016

Loan type Interest rate(i) Comparison rate(ii)
Fixed rate loans    
AMP SuperEdge 1 year fixed rate 5.29% pa 5.80% pa
AMP SuperEdge 2 year fixed rate 5.29% pa 5.78% pa
AMP SuperEdge 3 year fixed rate 5.29% pa 5.75% pa
AMP SuperEdge 5 year fixed rate 5.59% pa 5.84% pa

(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply and are available on request. Approval is subject to AMP Bank guidelines.

(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other fees and charges apply. Full details are available in the Fees and charges guide.

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Get started today

To apply for an AMP SuperEdge Loan, you can:

Download an application

Solutions to help you manage your SMSF, your way

Choosing the right home loan

Learn more

Want to learn more about taking control of your retirement?

Learn the basics of how an SMSF works

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and product issuer is AMP Bank Limited, Australian Credit Licence 234517.