Can I buy my family home through my SMSF?

Answer

As a general rule, your SMSF is not permitted to buy any assets which are owned by you or any other related party of your fund. While there are some limited exceptions that apply to listed securities, business real property and in-house assets, your SMSF can’t buy your family home.

However, your SMSF can buy a residential property from someone who is not a related party of your fund. You can also rent that property out to someone who is not a related party of your fund.

We recommend that you speak with a financial adviser to help you decide if buying property through your super fund is right for you.

Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.