Trauma cover

A safety net to help you get back on track

What would happen to you and your family if you were unable to work for 6 months? Who would pay your bills? Could you cover your home loan repayments?

Trauma cover provides you with a lump sum payment if you're diagnosed with a specified medical condition or serious injury, or undergo a medical procedure outlined in your policy. This can include a heart attack, major organ transplant, cancer or stroke, just to name a few.

Trauma cover may suit you if:

  • you want extra protection to cover you for serious illness or injury
  • you want to secure your financial future 
  • you’re looking for a flexible insurance product you can tailor to suit your individual needs.
     

Here’s what you get:

  • a lump sum payment to help with your medical costs and living expenses 
  • peace of mind knowing that you and your loved ones will be supported if you were to suffer a serious illness or injury.

How much insurance do
you need?

There are many factors that can affect the level of cover you need. Our calculator can help you work out how much cover you may need.

Find out now

Choose from our trauma cover products

Flexible Lifetime® – Protection

For more information about this product, download the product disclosure statement. Or if you have any questions or would like to apply, you can: 

  • call us on 131 267
    Monday to Friday 8.30am – 7pm (AEST)
  • contact your financial adviser.

AMP Elevate

For more information about this product, download the product disclosure statement. Or if you have any questions or would like to apply, you can:

  • call us on 131 267
    Monday to Friday 8.30am – 7pm (AEST)
  • contact your financial adviser.

How much you pay depends on:

  • your age
  • gender
  • smoking status
  • level of cover
  • the options you have selected.

You can get an individual premium quote from your financial adviser.

Feel secure—anywhere in the world

With AMP, you can feel safe knowing that you’re covered 24/7.

You’re also covered against sickness or injury anywhere in the world. However, we may ask you to return to Australia or New Zealand after three months benefits have been paid. And when you return, we will start paying your benefit again if you are still unable to work for the same reason.

 

Realising your best life

We believe there is much more that can be done to help you and your family during and after the claims process.

Our ultimate aim is to help you own your tomorrow, and we’ll be there to support and help you resume an active, productive life after illness or injury.   

00532-COL-saving-world

Download our brochure to find out more about how trauma cover can help you focus on your recovery, if you were to suffer a serious illness or injury.

And if you’re still unsure about the insurance you need, your financial adviser can help you assess your wealth protection needs and find the right insurance cover for you and your loved ones.

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How to apply

If you’re interested in getting Flexible Lifetime – Protection or Elevate trauma cover with AMP, we encourage you to speak with a financial adviser.

Your financial adviser can help you find a plan and insurance option to suit your needs

Find an adviser

Learn more about how to make a claim

How much life insurance do you need?

Calculate

Choose the right insurance for your needs

See insights from our property and finance experts

Learn more

Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. 

The issuer of Flexible Lifetime – Protection is AMP Life Limited. The issuer of AMP Elevate insurance is The National Mutual Life Association of Australasia Limited. Flexible Lifetime is a registered trademark of AMP Life Limited.