How long would you be able to sustain your lifestyle and meet your financial commitments without your regular income?
Income protection insurance pays a monthly benefit of up to 75% of your regular income, if you’re unable to work due to sickness or injury.
Income protection may suit you if:
- you want replacement income if you’re unable to work due to sickness or injury
- you want to secure your financial future
- you’re looking for a flexible insurance product you can tailor to suit your individual needs.
Here’s what you get:
- monthly benefits of up to 75% of your regular income
- peace of mind knowing that you and your loved ones will be supported if you were unable to work.
Feel secure—anywhere in the world
With AMP, you can feel safe knowing that you’re covered 24/7.
You’re also covered against sickness or injury anywhere in the world. However, we may ask you to return to Australia or New Zealand after three months of benefits have been paid. And when you return, we will start paying your benefit again if you are still unable to work for the same reason.
Realising your best life
We believe there is much more that can be done to help you and your family during and after the claims process.
Our ultimate aim is to help you own your tomorrow, and we’ll be there to support and help you resume an active, productive life after illness or injury.
Find out more about how income protection could help youShow more
Download the 'Do I need Income insurance?' brochure to find out more about how income protection can help you if you were unable to work due to sickness or injury.
And if you’re still unsure about the insurance you need, your financial adviser can help you assess your wealth protection needs and find the right insurance cover for you and your loved ones.
How to apply
If you’re interested in getting Flexible Lifetime – Protection or Elevate Income Protection cover with AMP, we encourage you to speak with a financial adviser.
Your financial adviser can help you find a plan and insurance option to suit your needs.
Important informationShow more
It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement before deciding what’s right for you. This information hasn’t taken your circumstances into account.
This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
The issuer of Flexible Lifetime – Protection is AMP Life Limited. The issuer of AMP Elevate insurance is The National Mutual Life Association of Australasia Limited. Flexible Lifetime is a registered trademark of AMP Life Limited.