5 tips for happy, healthy ageing

The best ways to sustain or improve physical, mental and financial wellbeing in your pre and post retirement years are sometimes the simplest.

If you’re in or approaching retirement, you may be surprised to know when it comes to living a longer life and leading a healthier and more active lifestyle, the best methods are often easy tasks you can turn into everyday habits.

As Australians have one of the longest life expectancies in the world1, it’s not just your physical wellbeing but also the state of your financial affairs which you probably want to keep in check.

Here are five tips to help you sustain health and create financial freedom in the years ahead.

1. Physical activity

Information from the Australian Medical Association2 shows that regular exercise has the potential to:

  • Increase life expectancy
  • Reduce the risk of some cancers, cardiovascular disease, type 2 diabetes and osteoporosis
  • Reduce high blood pressure and the risk of falls
  • Improve bone health and body mass index
  • Ease feelings of stress, anxiety and depression
  • Enhance mobility and balance.

The Department of Health and Ageing recommends at least 30 minutes of exercise five days a week and that being active in 10 to 15 minute slots can also work just as well3.

Different forms of individual or group exercise may include:

  • Brisk walking
  • Golf or bike riding
  • Gym sessions
  • Pilates, tai chi or yoga
  • Water aerobics
  • Swimming, sailing and dancing.

You can locate activities near you via Active Ageing Australia if you’re looking for ideas.

2. Regular check-ups

While many health issues can be aided with physical activity, you may need to talk with your doctor, physiotherapist, podiatrist or local fitness centre about the type and amount of activity you can do.

The Department of Health and Ageing has tips on different exercises and where to start.

Making time for regular check-ups is a great way to take care of your overall health and ensure you stay on top of any issues before they escalate.

3. Mental stimulation

Researchers believe many supposed age-related changes are in fact lifestyle related. Memory loss, for instance, can reportedly be improved by 30 to 50 per cent simply by keeping the brain active4.

Some ways to do this could include:

4. Support network

Staying motivated is important so choosing hobbies or physical activities you like and having a buddy you can team up with may make it more fun.

By keeping up a routine and social connectedness you’re more likely to maintain a greater sense of wellbeing.

There are also social support services that can help you to maintain an active social life by having someone visit you in your home, or by arranging visits and outings in the community.

5. Financial wellbeing

With Australians having one of the longest life expectancies in the world today, one of the catches is that a longer retirement will cost you more.

According to an AMP.NATSEM report, the reality is the majority of Australians won’t have enough savings to live comfortably when they retire.

It’s important to think about your finances as well as your health as both will affect how comfortably your current and future lifestyle will be.

Planning ahead can make the world of difference and remember, it’s never too late to get physically and financially fit.

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© AMP Life Limited. This provides general information and hasn’t taken your circumstances into account. It’s important to consider your particular circumstances before deciding what’s right for you. Although the information is from sources considered reliable, AMP does not guarantee that it is accurate or complete. You should not rely upon it and should seek qualified advice before making any investment decision. Except where liability under any statute cannot be excluded, AMP does not accept any liability (whether under contract, tort or otherwise) for any resulting loss or damage of the reader or any other person.