The first thing most people want to know about super is when they can get access.
When can I access my super?
Your age and personal circumstances decide when and how you can start accessing your super as a lump sum, a regular payment or a combination. And, depending on when you do, there are various things to think about, such as how you make sure you don’t end up being unnecessarily taxed.
AMP has plenty of information on super including when you can get access, including whether you can access this early. This also helps you find out if and when you can access the aged pension in Australia. It also explains the limited circumstances when you may be able to access your super early.
Can I keep working afterwards?
You can, and if you do, it makes sense to know how this might affect your super. If you haven't permanently retired, you may still be able to access part of your super via a transition to retirement pension. This way you can explore new hobbies and start planning what you will do with your extra leisure time before you retire completely.
Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. Although the information is from sources considered reliable, AMP does not guarantee that it is accurate or complete. You should not rely upon it and should seek professional advice before making any financial decision. Except where liability under any statute cannot be excluded, AMP does not accept any liability for any resulting loss or damage of the reader or any other person.
The product issuer of the AMP Bett3r Account is AMP Bank Limited ABN 15 081 596 009, AFSL 234517.