“Alone we can do so little. Together we can do so much.” Helen Keller
Love is a wonderful thing. But then so is minimising your tax. Merging your finances with your partner can save you money and stress, as long as you're both clear about what you want.


Talk to me

Knowing each other's priorities is the first step towards sharing goals. You won't get to the same place if you aren't on the same path. If one of you wants a baby more than a holiday in Fiji next year, it makes sense to talk about that now.

So take your time. Perhaps one of you is more of a saver than a spender. That's OK. There's room for compromise before you settle on what's right for both of you. Maybe you plan Fiji to happen in a few years, with a kids' club. There are more interesting things to fall out over than effective salary packaging. The good news is there's plenty of information available to help you and your partner take the next big step.

Stronger together

You may already share some things, like joint bank accounts. This might be the right time to take it to the next level, including an achievable household budget, financial paperwork and making sure you get the most from being a couple, including everything from insurance to spouse super contributions, if it's right for you. Our Financial help hub has a heap of up-to-date articles to help you both manage your money, explore options to grow your wealth and plan for the future.

What's next?

Start building your budget
Use our Budget planner calculator to assess your current financial position.

Important information

Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. Although the information is from sources considered reliable, AMP does not guarantee that it is accurate or complete. You should not rely upon it and should seek professional advice before making any financial decision. Except where liability under any statute cannot be excluded, AMP does not accept any liability for any resulting loss or damage of the reader or any other person.

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