Interest rates & fees

Business home loans

AMP Bank offers a range of loans with different features and benefits, so there's something for every business.

View the associated interest rates for these loans:

Effective 23 June 2017

Loan type Principal and Interest Interest Only
  Interest rate(i) Interest rate(i)

Variable rate loan (Investment)
(LVR<50% including LMI)

Standard variable rate loan 6.47% pa 6.52% pa
Line of credit (Investment)
(LVR<50% including LMI)
Standard line of credit   6.72% pa

Effective 16 February 2017

Loan type                           Principal and Interest Interest Only
  Interest rate(i) Interest rate(i)
Fixed rates (Investment)
(LVR<50% including LMI)
1 year fixed 5.17% pa 5.17% pa
2 year fixed 5.17% pa 5.17% pa
3 year fixed 5.17% pa 5.17% pa
5 year fixed 5.61% pa 5.61% pa

Please refer to the personal home loans page if you’re interested in borrowing for non-business purposes.


Effective 16 February 2016

Line of credit (credit balances)  Principal and Interest Interest Only
  Interest rate(i) Interest rate(i)

From $0 to less than $20,000

0.00% pa 0.00% pa
$20,000 and over 0.25% pa 0.25% pa

Cheque book available on lines of credit only. Credit interest applies to all lines of credit. The interest rates quoted apply to loans with a loan to value ratio (LVR) of up to and including 90%.


  • Establishment fee $350
  • Settlement fee $250
  • Account management fee: $10 a month or $10 for per split
  • Pre-approval fee $350
  • Split loan fee $75
  • Master limit $200 one-off fee at settlement
  • Other fees and charges may be payable. Download our Fees and Charges guide for full details.

(i) Rates are subject to change.

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and product issuer is AMP Bank Limited, AFSL 234517 and Australian Credit Licence 234517.