Interest rates & fees

Business home loans

AMP Bank offers a range of loans with different features and benefits, so there's something for every business.

View the associated interest rates for these loans:

Effective 19 August 2016

Loan type

Interest rate(i)

Variable rate loan

Standard variable rate loan

5.43% pa

Line of credit

Standard line of credit

5.63% pa


Effective 20 May 2016

Loan type                          

Interest rate(i)

Fixed rates

1 year fixed

4.70% pa

2 year fixed

4.70% pa

3 year fixed

4.70% pa

5 year fixed

5.14% pa


Please refer to the personal home loans page if you’re interested in borrowing for non-business purposes.


Effective 22 May 2015

Line of credit (credit balances) 

Interest rate(i)

From $0 to less than $20,000

0.00% pa

$20,000 and over

0.25% pa

Cheque book available on lines of credit only. Credit interest applies to all lines of credit. The interest rates quoted apply to loans with a loan to value ratio (LVR) of up to and including 90%.


  • Establishment fee $350
  • Settlement fee $250
  • Account management fee: $10 a month or $10 for per split
  • Pre-approval fee $350
  • Split loan fee $75
  • Master limit $200 one-off fee at settlement
  • Other fees and charges may be payable. Download our Fees and Charges guide for full details.
(i) Rates are subject to change.

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and product issuer is AMP Bank Limited, Australian Credit Licence 234517.