AMP Access Account

Everyday access to your funds with fee-free banking

Get fee-free, flexible banking with an AMP Access Account that gives you easy access to your funds. You’ll receive an AMP Visa Debit card for ATM cash withdrawals and eftpos purchases. Plus you can manage and review your account via My AMP, mobile banking and BankPhone.


The AMP Access Account may suit if you’re:

  • looking to avoid monthly Account keeping fees
  • using internet banking from any device
  • linking other accounts to your AMP Access Account.


Here’s what you get:

  • AMP Visa Debit card with payWave for contactless purchases under $100
  • $0 transaction fees using BankNet, mobile banking and BankPhone
  • no minimum balance required.

Want to earn interest on your savings?

Look into our flexible savings accounts, where you can earn interest and have access to your money whenever you need it, when you link between accounts.

See why it’s smart to link with an AMP Cash Manager or AMP Business Saver Account.

0.00% pa Effective 07/04/2008

Mozo's 2019 winner of Small Business Bank Of The Year.

Open a Company or Trust account

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Fee-free banking

Effective date 7 April 2008

Account balance Interest rate(i)
Standard Rate for all balances 0.00% pa

There are no monthly Account fees or Transaction fees with the AMP Access Account, and you don’t need to maintain a specific monthly balance.

No charges apply as long as you use any of the 3,400+ rediATMs Australia-wide for cash withdrawals. Be advised that other ATM provider fees may apply to ATM transactions at non rediATMs. Fees also apply for international transactions and special services.

(i) Interest rates are subject to change. Special service fees apply. Deposits over $5,000,000 are available at our discretion.

Australian Government guaranteed deposits

The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer. Our AMP Access Account is covered under the government guarantee.

Find out more


Apply now

It’s easy to open an Access Account. You can:

  • open a Company or Trust account online now
  • download an Application form
  • talk to a financial adviser
  • for any help or questions, call us on 13 30 30
    Monday to Friday 8.30am – 8pm (AEST)
    Saturday and Sunday 9am – 5pm (AEST)

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

All banking products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.