Reaching your goals just got easier. With three pots of money, the AMP Bett3r Account (Bett3r) helps you automatically pay bills, save and know what’s left to spend. Once set up, Bett3r helps keep your priorities on top, and start enjoying Bett3r Rewards.
Keep your priorities on track with the account that thinks like you do.
AMP Bett3r Account
- Deposit at least $2,000 (such as your pay) each calendar month into your Pay account from a source other than another AMP Account, and:
- Get the Bett3r Rewards Bonus interest rate (payable on Save account balances).
- Skip the $5 Monthly Account Management Fee on your Pay account
- 3 linked accounts (Pay, Save, Spend) to help you budget
- Use the Bett3r app so you can manage your money on the go
- Bett3r app alerts to help keep you on track
Note: Our Bett3r Rewards Rules are changing from 1 May 2018.
If you qualify for Bett3r Rewards from 28 March 2018 to 30 April 2018 you will receive Bett3r Rewards contained in the AMP Bett3r Account Bett3r Rewards Rules during the month of May 2018.
If you qualify for Bett3r Rewards from 1 May 2018, you will receive any benefit for the new Rewards in this AMP Bett3r Account Bett3r Rewards Rules from 1 June 2018
Check out the fees and ratesShow more
There is a $5 Monthly Account Management Fee debited to the Pay account on the last day of each month.
If you deposit at least $2,000 (such as your pay) each calendar month into your Pay account from a source other than an AMP Bank account, you’ll skip the $5 Monthly Account Management Fee. See the AMP Bett3r Account fees and charges guide for more details, including fees for special services.
And with the great interest rates, you can reach your goals sooner.
Effective date 10 August 2016.
Note: These rates are variable and will be changing on 1 June 2018.
|AMP Bett3r Deposit Account||Interest rate||Bett3r Rewards|
|Bett3r Pay||1.50% pa|
|Bett3r Save||1.50% pa||1.50% bonus interest (Up to 3.00% pa total)*|
|Bett3r Spend||0.00% pa|
* Only applicable where the AMP Bett3r Account is not being used as an offset account. Available on balances up to $100,000. Balances over $100,000 revert to the Standard Interest Rate. See the AMP Better Account Bett3r Rewards Rules for applicable terms, conditions and eligibility criteria.
Effective date 1 June 2018
|AMP Bett3r Deposit Account||Standard Interest Rate||Bett3r Rewards Bonus Interest Rate|
|Bett3r Pay||1.50% pa|
|Bett3r Save||1.50% pa||0.75% pa bonus interest (Up to 2.25% pa total*)|
|Bett3r Spend||0.00% pa|
*Only applicable where the AMP Bett3r Account is not being used as an offset account. Available on balances up to $100,000. Balances over $100,000 will revert to the Standard Interest Rate. See the AMP Bett3r Account Bett3r Rewards Rules for applicable terms, conditions and eligibility criteria.
Switch your existing AMP accountShow more
Eligible deposit products
If you already have an account with us and want to open an AMP Bett3r Account, you may be able to switch your existing account.
These are the deposit products which are eligible to be switched to a Bett3r Pay account:
- AMP Access Account
- AMP Cash Manager
- AMP First
- eASYCash Management
- Cash Management Account
- AMP SuperEdge Pension Account
Be sure to read the frequently asked questions first. And don’t worry, you won’t miss out. If your account isn’t listed, you can open a new AMP Bett3r Account.
You can also view the home loans which can be linked to a Bett3r Offset account.
Do you have an AMP Bank home loan eligible for offset?
See details about the AMP Bett3r Offset Account.
Budget with ease
Set up your account with the Bett3r app. Enter your income then bills into your Pay account, so they’re looked after first. Add goals to your Save account and have your savings automatically put aside.
What’s left in your Spend account is yours to enjoy, guilt-free.
Stay in control
Stuck on only saving what you don't spend? Bett3r puts you in control. With your income in separate pots and alerts to help keep you on track, you'll be less tempted to overspend.
Best of all, you'll see your goals get closer as your savings grow.
Enjoy the rewards
We all loved a gold star at school. So why not be rewarded for good adulting?
With Bett3r Rewards, you can earn a bonus interest rate on money in your Save account. Just deposit at least $2,000 each calendar month (such as your pay) from an external source that is not another AMP bank account.
Important informationShow more
It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.
This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
The credit provider and product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL 234517 and Australian Credit Licence 234517.
1 Berin is an AMP Bett3r Account customer and his review is his genuinely held opinion. Berin has not received a benefit/incentive for his review.