Changes to Notice Account range
We are currently not accepting applications for new notice accounts. Effective from Wednesday 22 July 2020 until further notice.
Make a deposit into an AMP Notice Account and earn a great interest rate that is calculated daily and paid monthly. You simply give the required days' notice before withdrawing funds.
You can deposit money any time you like by:
- electronic transfer from your AMP Bank or external account
- sending us a cheque.
Up to two withdrawals a month (as long as the required notice has been given) can be paid by:
- using Secure Message online at My AMP
- BankFax or Bank Assist
- writing to us.
The minimum amount you can withdraw each time is $500 (unless your available balance is below $500).
A little planning goes a long way with an AMP Notice Account. When you deposit funds—any time, any amount, by electronic transfer or by cheque—you’ll start earning a competitive variable interest rate at Minimum Margin above the RBA cash rate.
This earning power comes with a simple condition: you must give the required days' notice to withdraw funds by transfer to your linked eligible AMP Bank Deposit Account:
- AMP Cash Manager—high interest investment account
- AMP Access Account—fee-free everyday account
- AMP Saver Account—high interest savings account
- Offset Deposit Account—home loan offset account.
Get a competitive rate
An AMP Notice Account pays you a competitive rate of interest with:
- Minimum Margin above the RBA cash rate
- no ongoing Account management fees
- no minimum opening amount and balances up to $10 million per customer name.
interest calculated daily, paid monthly - minimum 31 days’ or 180 days' notice (refer to interest rate table) to withdraw funds (to an eligible AMP Deposit Account)
Refer to the On Notice Rate for the interest rate earned on funds put on notice for withdrawal.
Australian Government guaranteed deposits
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer. Our AMP Notice Account, AMP Notice Account Financial, AMP 6-month Notice Account, and AMP 6-month Notice Account Financial are covered under the government guarantee.
Find out moreRates & fees
AMP Notice Account rates and fees
You can deposit as many times as you like without penalty. Interest rates, Minimum Margin and On Notice Rate are subject to change. Withdrawals require a notice period and are subject to conditions outlined in the AMP Notice Account product disclosure statement.
Effective date 26 April 2021
| Product | Notice Period | Minimum Margin(i) | On Notice Rate | Interest rate (includes Minimum Margin) |
| AMP Notice Account (excludes Financial Institutions) |
31 days | 0.25% pa | 0.55% pa |
0.55% pa |
| AMP Notice Account Financial (Financial Institutions Only) |
31 days | 0.05% pa | 0.35% pa |
0.35% pa |
Effective date 27 September 2021
| Product | Notice Period | Minimum Margin(i) | On Notice Rate | Interest rate (includes Minimum Margin) |
| AMP 6-month Notice Account (excludes Financial Institutions) |
180 days |
0.45% pa | 0.55% pa |
0.70% pa |
| AMP 6-month Notice Account Financial (Financial Institutions Only) |
180 days |
0.45% pa | 0.55% pa |
0.70% pa |
(i) A Minimum Margin above the RBA cash rate applies to the rate of interest on your account. The Minimum Margin does not apply to the On Notice Rate.
Smart banking
A little planning goes a long way with an AMP Notice Account. When you deposit funds—any time, any amount, by electronic transfer or by cheque—you’ll start earning a competitive variable interest rate at Minimum Margin above the RBA cash rate.
This earning power comes with a simple condition: you must give the required days' notice to withdraw funds by transfer to your linked eligible AMP Bank Deposit Account:
- AMP Cash Manager—high interest investment account
- AMP Access Account—fee-free everyday account
- AMP Saver Account—high interest savings account
- Offset Deposit Account—home loan offset account.
Documents & downloads
Terms & conditions
Application forms
We are currently not accepting applications for new notice accounts. Effective
from Wednesday 22 July 2020 until further notice.
Contact us
We're here to help
Monday to Friday 8am – 8pm
Saturday and Sunday 9am – 5pm (AEST)
Lost / Stolen Cards 24 hours 7 days
Important information
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.