CCA Superannuation Plan

Making it your choice

Enjoy the benefits of the
CCA Superannuation Plan

The CCA Superannuation Plan offers low, discounted insurance rates and administrative superannuation fees for its CCA employee members.

Join before 20 January 2016, and you could also be enjoying these and other benefits, without completing a full medical assessment.

Instead, simply answer four simple health questions and if you’re approved, we’ll help set you up as a member to the CCA Superannuation Plan.

 

 

 

 

 

 

Features & benefits

By making the CCA Superannuation Plan your plan of choice you’ll get a top-rated1 super fund with:

  • Low fees for you and your family: Members of your family (over age 18) can join and enjoy the great features of CCA Super.
  • Investment options to suit your needs: Choose from a range of option or a default life-stage investment option that moves with your age.
  • My AMP: the easy new way to manage your AMP accounts anytime, anywhere. Find out more here.
  • Expert help when you need it: Super advice for members, at no extra cost

Before you join

When you open your CCA Superannuation account, your future CCA contributions will be added into this account. The balance of your previous super fund(s) will not be automatically transferred.

As such, once your new account is set up, you may want to consider consolidating your super to bring it all together. In fact, according to the ATO, The benefits you could enjoy by doing so, includes:

  • More money for you – you won’t be paying multiple sets of ongoing fees
  • Less paperwork – helping you keep on track of your super

Before you decide to consolidate, be sure to check the insurance benefits, exit or withdrawal fees, tax implications, and other features and fees of your current fund(s) to ensure that you’re not losing anything that is important to you. If you’ve made an after-tax contribution to the fund you’d like to move money from, you may be eligible to claim a tax deduction before exiting the fund.  

Before joining, consider the super plan overview to ensure you’re making a decision that’s right for you. You can request a copy from us, simply email ccasuper@amp.com.au.

Ready to join?

Just enter your contact details and employee ID here and we’ll send you the:

1. Choice of superannuation fund form– this tells CCA you want to be set up in the plan and have your contributions paid to it in the future, and

2. Choice of insurance form - so we can organise your insurance cover within your new super account. You’ll need to answer the four simple health questions on this form so that we can assess your eligibility for automatic cover.

Please send the completed forms back to us, either via email at ccasuper@amp.com.au or via post to AMP SignatureSuper, Locked Bag 5043, Parramatta NSW 2124.

Join the CCA Superannuation plan

Get Started

Your CCA plan could save you as much as $160 in fees per year (on a balance of $50,000) compared to the average industry funds2 - so you'll have more money to put towards the lifestyle you want in retirement.

If you are in CCA MySuper, the investment option you are in depends on your age. To compare fees for other investment options visit amp.com.au/ccafees

Fee comparison information is based on the most recently disclosed administration, investment and performance fee data collected by Rice Warner as at July 2015. It compares these fees for each MySuper investment option on a $50,000 balance over 12 months. Different fees apply for different investment options, balances and performance. Past performance is not a reliable indicator of future performance. Fees are shown gross of income tax of 15% and exclude any insurance premiums, transaction fees, exit fees, contribution fees and adviser fees. The Industry Fund average includes the MySuper fees for the Top 20 industry funds (by FUM, July 2015). Rice Warner’s Financial Services Guide is available at ricewarner.com.

A tailored CCA MySuper investment option

Be hands on and choose from a wide range of investment options or let CCA's MySuper do the work for you. The CCA MySuper option you are invested in is based on your age. The following table shows the performance results as at 30 June 2015.

CCA MySuper Future Directions Funds

1 year

(% pa)

Ranking

3 years

(% pa)

Ranking

5 years

(% pa)

Ranking
CCA MySuper Future Directions Conservative  7.0 6/52  7.9 13/51  6.7 28/50
CCA MySuper Future Directions Moderately Conservative  8.8 6/40 10.4  8/38  8.1 17/36
CCA MySuper Future Directions Balanced 11.5 4/65 13.5 13/60  9.8 18/60
CCA MySuper Future Directions Growth 12.8 4/47 15.6 11/47 11.0 11/46
CCA MySuper Future Directions High Growth 13.1 5/29 16.7 14/29 11.3 13/29

Returns (% pa) are shown after deduction of investment management fee, administration fee and super fund earnings tax. Rankings are sourced from Chant West Multi-Manager Quarterly Survey (June 2015) and are based on the investment returns after tax and investment fees only. 

Make your money work even harder with super advice – that’s advice that focusses on getting the most from your insurance and investment mix in your super.

One of our dedicated financial advisers will help you:

  • decide whether bringing your super accounts together is right for you
  • understand investment options within your super, your investment allocations and how MySuper will affect you
  • set up strategies to reduce tax and build up your super for retirement
  • create an income stream for retirement
  • work through if an SMSF can help achieve your goals
  • assess whether you have enough insurance in your super.

After the call you’ll receive a statement of advice which confirms your discussion and outlines the recommendations that are right for you.

Another great benefit of being a member of the CCA Superannuation Plan is – there is no charge for this service.

You can read more information about this service here or contact us on 1300 362 628, Monday to Friday 8.30am to 6.00pm to organise your session.

When you leave CCA  

Even if you leave your employed position at CCA, you could continue enjoying the low discounted fees under the CCA Super Plan. We will continue to recognise the relationship we have with you to assist you on your super savings journey. 

To continue your CCA Super Plan, when you start your new job, all you have to do is complete a Choice of Superannuation Fund form to give to your new employer. Find out more here.

When you consider retiring

The CCA Personal Allocated Pension is a tax-effective way to manage your money in retirement. Or if you’re over age 55 and looking working part-time, the allocated pension could be a suitable strategy to transition into retirement. For more information call or email the CCA contact centre.

Here to help

We have a dedicated team ready to take your call and answer any questions. Just call: 1300 362 628, 8.30am to 6.00pm, Monday to Friday or email us at ccasuper@amp.com.au

We have a dedicated team ready to take your call and answer any questions.

Call us on 1300 362 628, 8am to 7pm, Monday to Friday

Email us

Find out smart ways to contribute to your super

Want to speak to a financial adviser?

Find an adviser

Find out more about choosing a super fund

Manage your money with our mobile apps

Find out more

Important information

Show more

1 ‘Top-rated super fund’ – Chant West.  Apples rating for AMP SignatureSuper. Correct as at November 2014.

2 The graph is based on the most recently disclosed administration, investment and performance fee data provided to Chant West by third parties as at September 2014. It compares these fees for each MySuper investment option on a $50,000 balance over 12 months. Different fees apply for different investment options, balances and performance. Past performance is not a reliable indicator of future performance. Fees are shown gross of income tax of 15% and exclude any insurance premiums, transaction fees, exit fees, contribution fees and adviser fees. The Industry Fund average includes the MySuper fees for the Top 20 industry funds (by FUM, September 2014). Chant West’s Financial Services Guide is available at chantwest.com.au. © Chant West Pty Limited (ABN 75 077 595 316) 2014.

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. 

The issuer of AMP SignatureSuper and AMP SignatureSuper – Allocated Pension is AMP Superannuation Limited. AMP SignatureSuper is a registered trademark of AMP Life Limited.