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with AMP Bank home loan

Find out more about AMP Bank home loans

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AMP Bank has a loan to suit you.

AMP Bank offers a range of great-value, easy-to-understand home loans that give you the flexibility to choose what's right for you.

Whether you're a first home buyer looking for a basic package or you want a tailored loan with extra features to help you renovate or invest, AMP Bank has a loan to suit you.

Mention 'Finder'

1300 534 325

Monday - Friday
9am - 5pm (AEST)


The AMP Essential Home Loan may suit if you're:

  • a first home buyer looking for flexible features 
  • transferring your home loan to AMP Bank (minimum $40,000 loan amount)
  • looking for a redraw facility with a competitive variable interest rate

Here's what you get:

  • waived Establishment and Settlement fees
  • $0 monthly Account management fees
  • $0 cost to make additional repayments anytime
  • ability to split your loan into 10 sub-accounts (fees apply)
  • access to your home loan via My AMP or the mobile app (excludes BPay).

    4.19% pa

Principal and Interest

AMP Essential Home Loan1,3

    4.22% pa

Principal and Interest

Comparison rate2

Rates are for loans of $100,000 or more, with owner occupied mortgages and LVR < 90% + LMI.

Basic Package

  • Easy access to your money with redraw
  • make additional repayments anytime
  • Optional Offset Deposit Account with basic variable rate loan
  • No Establishment fee (normally $350) on loans up to 90% of valuation or LVR
  • True flexibility with up to 10 account splits at fixed or variable rates

     4.28% pa           4.88% pa

Principal and Interest          Interest Only

Basic Variable Rate Loan1,3

    4.32% pa            4.56% pa

Principal and Interest          Interest Only

Comparison rate

Rates are for loans with owner occupied mortgages. 

AMP Bank Professional Package Home Loan

  • Not only for professionals—just those who want more
  • Competitive variable rate, fixed rate or line of credit
  • Link other bank accounts and facilities to your home loan
  • Split your loan between up to 10 sub-accounts
  • Benefit from 100% loan offset account with variable rate loan
  • Access to variable rate loans via:
    • Internet Banking (including BPAY) and Phone Banking
    • Access Cards for ATM and eftpos transactions

     3.84% pa

Principal and Interest

ProPack Variable Rate Loan1,3


     4.23% pa

Principal and Interest

Comparison rate2

Rates are for loans with single owner occupied security.

Find out more about AMP Bank home loans

Enquire now

Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

All information on this website is subject to change without notice. The credit provider and product issuer is AMP Bank Limited, Australian credit licence 234517.

1 Rates are subject to change.
2 Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Rates are for new loans only

Information including rates is current as at 9 November 2018 and subject to change without notice.  Available for new loans only. Approval is subject to AMP Bank guidelines. Other fees and charges apply. Full details are available in the Fees and charges guide. Terms and conditions are available on request.

The credit provider and product issuer is AMP Bank Limited 15 081 596 009, AFSL and Australian Credit Licence 234517.