Market update with Dr Shane Oliver

With share markets experiencing volatility as investors worry about rising inflation and higher interest rates, here are some tips to help you navigate the turbulence and stick to your long-term investing plan.

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Helping you deal with rising interest rates

As interest rates have started to increase for the first time in years, we can help you navigate the changing landscape.

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Looking for ABN, RSE, SFN & USI/SPIN?

These details are for superannuation and retirement products to help you complete a choice of fund form.

What you need to know

It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information is general only, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The issuer of AMP Flexible Super is N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 (trustee), which is part of the AMP group (AMP). Before making a decision about the product a person should consider the AMP Flexible Super product disclosure statement available from AMP at or by calling 131 267.

Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. Any application is subject to AMP Bank’s approval. 

Information including interest rates is correct as at 22 December 2021 and is subject to change without notice. Terms and conditions apply. Fees and charges may be payable. Before making a decision about the AMP Saver Account you should consider the terms and conditions available from AMP at or 13 30 30.

* Special $3,000 cashback for new purchase applications with principal and interest repayments with a portion of the loan on a variable interest rate.

Special offer available for applications made between 28 March 2022 and 31 May 2022 (inclusive) which settle on or before 30 September 2022. AMP Bank reserves the right to withdraw this offer at any time.

This offer is open to Australian residents aged 18 and over who are purchasing a new home. Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply.

This offer is available on Professional Package, AMP First, Essential and Basic Home Loan products only with a minimum loan amount of $250k. Offer is available for owner occupier and residential investment loans with principal and interest repayments. A variable interest rate must also apply to a portion of the loan balance.
Not available for the refinance, restructure, or switches of home loans within AMP Bank or refinancing an existing home loan from another lender.
Limit of one $3,000 cashback payment regardless of the number of applications, applicants, properties or loans involved. The $3,000 cashback cannot be used towards the serviceability of the home loan. The $3,000 cashback is not transferable.

The $3,000 cashback must be paid into an AMP Bank offset account, or AMP Access account, and will be paid within 60 days of the settlement date. If you do not have an existing AMP Bank offset account or AMP Access account, one must be opened before the date of settlement.

For multiple home loan applicants, the AMP Bank account needs to be in the name of at least one of the home loan applicants, and the $3,000 cashback will be paid only once to the applicants jointly.

The Offer is current as at 28 March 2022. This Offer may be varied, withdrawn or extended by AMP Bank at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.

Tax consequences may arise from these promotions for investors and customers should seek independent advice on any taxation matters. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.


1 Up to 1.35% pa ongoing variable rate on balances up to $250,000 and is subject to change without notice. For AMP Saver Accounts opened from 1 April 2021, offer is limited to one account per person. For any portion of the balance over $250,000 and up to $5,000,000 the interest rate reverts to the AMP Saver Account standard rate only. The maximum ongoing balance per customer name is $5,000,000. To learn more about the AMP Saver Account, see the product page.

2 Increase your pay anyone limit to up to $25,000 online, or up to $250,000 per recipient account per day via a written, signed request.

3 Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.

A target market determination for this product is available at