AMP 55UP Home and Contents

If you are 55 or older, enjoy the freedom of AMP 55UP Home and Contents Insurance .

Not only do you recieve 10% off your premium for being 55 or over, PLUS a 5% discount if you hold a seniors card, you also have access to the AMP Home Assist for property maintenance assistance, legal and medical advice.

The flexible benefits allow you to stay away for longer periods of time, and it covers your belongings in hotels and apartments while you are away on holidays.

AMP 55UP Home and Contents Insurance protects you for loss or damage caused by 12 different events, and also provides cover for 20 additional features.

Key features

• Lifetime guarantee on authorised repairs to your home
• New for old replacement on your home and contents regardless of age
• Extended 90-day unoccupancy allowance
• Extended 180-day coverage for contents in hotel rooms or apartments.
• 10% premium discount, with a further 5% discount if you hold a seniors card
• Flexible excesses
• Access to AMP Home Assist for property maintenance assistance, legal and medical advice
• Cover of contents in a storage facility for up to 365 days
• Identity theft covered up to $1,000
• Cost to replace important documents up to $500
• Cover for grandchildren's contents up to $2,000.
• Flood Cover
• Storm damage to gates and fences
• Safety Net' claim up to a further 25% of your home sum insured

Optional covers

For an extra premium you can choose to add any of the following optional covers to the policy:

• Injury to pets - your pet dog or cat will be covered for necessary veterinary treatment if they are injured in an accident during the period of insurance
• Portable effects - cover for accidental loss or damage to personal effects you own anywhere in Australia or New Zealand
• Motor burnout - cover for the burning out or fusing of household electric motors less than 11 years old, which are part of the insured home and contents
• Accidental damage - cover for accidental loss or damage at the insured address
• Flood damage
• Storm damage to gates and fences
• Domestic workers compensation (only available in NSW, ACT, WA & TAS)
• Mortgagee's interest (only available on a mortgaged strata title or similar unit, townhouse or duplex).

Save money on your premium

• Save 15% off the combined premium when you combine your home and contents onto one policy
• Choose a higher excess to reduce your premium
• Installing extra security at your home may also reduce your premium
• Multi policy discounts are available if you have three or more eligible AMP General Insurance policies. Eligible policies included in the offer are AMP private motor vehicle, boat, caravan and trailer
• Save a further 5% if you are aged 60 or over and hold a Seniors card